Know your cash thirteen weeks out.
Your balance today tells you where you are. This tells you where you're heading. One tab, five minutes on a Friday — and the tight weeks stop ambushing you.
What's inside
Two files. No software, no subscription — it runs in Excel or Google Sheets.
The 13-week look-ahead
Type two numbers a week — cash in, cash out. The balance column adds itself forward and turns red on any week you'd dip under your warning line: the must-pays that can't bounce.
Read your cash story
Find your real cushion (your lowest week, not your average), tell timing apart from trouble, and act two or three weeks early instead of urgently.
One-page paper version
Prefer pen and a printed sheet? The whole thirteen weeks on one page, ready for the coffee-shop table.
How it reads
A peek at the tab, with example numbers.
Week 7 of 13 — what the sheet tells you
Honesty first: this workbook is math, not magic. It's only as good as the numbers you type into it — and the Friday habit that keeps them fresh. The habit is the product.
A cash plan that keeps missing usually means the books underneath need a tune-up first. That's a five-minute conversation, not a crisis.
Questions, plainly answered
The ones people actually ask.
Is this accounting software?
No — it's a workbook that runs in Excel or Google Sheets. Nothing to install, nothing to learn beyond typing two numbers a week. The math does itself; the thinking is yours.
My income is all over the place. Is this still for me?
Especially for you. Predictable income rarely needs a look-ahead. Estimate high-level, refine every Friday — by week four your guesses get embarrassingly good.
What if I find a problem week?
That's the point — you found it while you could still do something about it. The guide walks through the calm moves: chase an invoice, move a non-essential purchase, shift money from savings. And if the pattern keeps repeating, bring the sheet to a free consult: Schedule Free 30 Min Consultation.
Pairs well with
The rest of the shelf, if you want it.
Books Health Check
Not sure where your books stand? Score them in ten questions, three minutes.
Small Biz Books Starter Kit
The look-ahead is only as honest as your books. The Kit is the system that keeps them honest.